Community Car Loan Programs

Need a vehicle but struggling with traditional finance options? Community Car Loan Programs are designed to help individuals and families on low incomes access affordable, reliable transportation. Whether you need a car to get to work, school, or medical appointments — these programs can put you in the driver’s seat, even when banks say no.

How does it work?

Low Income? No Problem!
Community car loan schemes partner with not-for-profit lenders to offer low-interest or no-interest loans for eligible individuals. You apply with the help of a financial counsellor or local support organisation, and if approved, you’ll receive a safe, roadworthy car tailored to your budget.

Facing Transport Barriers? We’ve Got You!
We support every step of your journey: from assessing your eligibility to helping you apply, find a vehicle, and understand repayment terms. These programs are about more than cars — they’re about opportunity, stability, and independence.

More Than Just a Loan

It’s not just about getting from A to B. A community car loan gives you the freedom to seek employment, get kids to school, attend health appointments, and live life without being held back by lack of transport. These programs help you move forward — both literally and financially.

Competitive rates

advanced technology

24/7 support

always on time

fast and realiable

safe and Secure

We’re proud to help Australians access life-changing car loan options through trusted community partners. These programs make a difference every day — turning mobility into possibility.